If you are trying to repair your credit, there are some things that you should know. Did you know that your debt has a statue of limitations. That's right a collection agency can't even legally collect on a debt if it is over 3-7 years old depending on which state you live in.
In Pennsylvania the statue of limitations is 4 years.
In Delaware it's 3 years.
I will post a link later which tells you how long the statue is for each state.
Credit repair can be a very long road sometimes. But stay hopeful. Repairing your credit is only a typed letter away. Write a letter to these collection agencies telling them that the statue of limitations has run out and that they should remove this item from your credit report. This will help in repairing your credit. Fix your credit today. Don't wait any longer.
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