The credit repair process can be very intense, especially when collection agencies keep calling your home. If you are tired of them harassing you at your home, at work, or at your family's house, then tell them so. Did you know that all you have to do is send the collection agency a certified letter telling them not to call you, your family members, of your work place. Let them know that if they want to talk with you, they will have to contact you by mail ONLY. That's right! And under the law, collection agencies are not allowed to call you on the phone once you have written them a letter.
As with all correspondence to collection agencies, keep a copy and send all letters certified mail with signature confirmation.
Fixing your credit is just around the corner. Keep up the good work.
Bonus Information:
Did you know that if the collection agency continues to call you on the phone after you have sent them a letter, you can sue them for $1000 in court.
I will go into more detail on this issue in the next post.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment